Where New Yorkers Can Avoid ATM Fees On Unemployment Debit Cards

This is a challenging time for many New Yorkers who have lost work because of COVID-19, and it does not help matters to deal with ATM withdrawal fees when using your unemployment benefit debit card.  

According to the New York State Department of Labor, the best way to receive your unemployment-insurance benefits is through using direct deposit. However, if that option isn’t available (or you’re not comfortable sharing bank information), you can receive a debit card. You can use this debit card to get cash at ATMs, but you can also use it as a way to pay for anything wherever Mastercard is accepted (without any fees).

If you want to get cash without paying fees, you can use the debit card at any KeyBank or at any ATM on the Allpoint Network. There are at least 10 Allpoint Network ATMs in Lower Manhattan. You can find them at Duane Reade, CVS, Rite Aid and McDonalds as well as Cafe Exchange (49 Broadway) and 1 Pace Plaza. 

For elsewhere in the city, search your zip code on this Allpoint ATM locator map.

By logging into the Key2Benefits website, you can view your monthly account statement, set account alerts and review your balance and other account information. You can also sign up for text alerts and receive notifications as soon as your benefits are deposited onto your debit card.

One final note: The city’s Department of Small Business Services has launched a Find a Job page for New Yorkers on the hunt for unemployment across the five boroughs.  

photo: iStock